Professional Liability
Professional Liability for Other Professions
Tailored E&O coverage for professionals who don't fit neatly into a single category.
Professional liability exposure isn't limited to lawyers or accountants. Consultants, real estate agents, engineers, architects, healthcare providers, and hundreds of other professions face real risks of claims alleging errors, omissions, or inadequate service. Canyon Interstate Insurance Brokers works with a broad panel of A-rated carriers to find the right policy for your specific profession — no matter how specialized.
Coverage Details
What Does Professional Liability (E&O) Cover?
Errors & Omissions
Claims that your professional advice, recommendations, or services caused a client financial harm due to a mistake or oversight.
Negligence Allegations
Coverage when a client alleges you failed to meet the standard of care expected in your profession.
Defense Costs
Attorney fees, court costs, and other legal expenses are covered — even if the claim against you turns out to be groundless.
Settlements & Judgments
Financial protection against damages agreed to in settlement or awarded by a court.
Contractual Liability
Coverage for claims arising from professional services you've agreed to provide under a contract.
Prior Acts Coverage
Retroactive date options to extend coverage back to work performed before your current policy took effect.
Eligibility
Who Do We Cover?
- Management & business consultants
- Real estate agents and brokers
- Engineers and architects
- Human resources (HR) professionals
- Healthcare providers (non-dental)
- Financial advisors and planners
- Marketing and advertising professionals
- Event planners and staffing firms
- Notaries and process servers
- And many more — contact us to confirm your profession
Why Choose CIIB
The CIIB Advantage
- Access to a wide panel of carriers with specialty programs for niche professions
- Competitive market comparison to find the best rate for your specific work
- Guidance from Dean Hamid, CLCS, AINS on coverage gaps and policy structure
- Flexible limits and deductible options to fit your budget and risk tolerance
- In-depth annual reviews to keep your coverage aligned with how your business evolves
FAQ
Common Questions
My profession isn't listed — can you still help?
Absolutely. We work with a broad market and can typically find coverage for most licensed professionals and consultants. Reach out and describe what you do — Dean will research available options and get back to you promptly.
What's the difference between E&O and general liability?
General liability covers bodily injury and property damage. Errors & omissions (professional liability) covers financial harm caused by professional advice, services, or mistakes. Most professionals need both.
How is the premium determined?
Carriers look at your profession, revenue, number of employees, years in business, claims history, and the limits and deductible you select. We compare multiple carriers to find you the most competitive option.
How quickly can I get a quote?
Most quotes are turned around within 1 business day after receiving your completed application. Call us at (888) 670-2442 or use the Get A Quote form to get started.
Ready to Get Covered?
Compare rates from multiple A-rated carriers and find the right policy for your needs.