Professional Liability
Lawyers Professional Liability Insurance
E&O coverage protecting attorneys from the cost of legal malpractice claims.
Even the most experienced attorneys can face claims of negligence, errors, or inadequate representation. Lawyers Professional Liability insurance — also known as legal malpractice insurance — protects your firm against the financial impact of these claims, covering both defense costs and settlements.
Coverage Details
What Does Lawyers E&O Cover?
Negligence & Errors
Claims arising from mistakes, oversights, or failure to perform legal services at the expected standard of care.
Missed Deadlines & Filing Errors
Coverage for claims resulting from missed statutes of limitations, court filing errors, or procedural mistakes.
Defense Costs
Full coverage of attorney fees, court costs, and other legal defense expenses — regardless of the outcome.
Settlements & Judgments
Financial protection against damages awarded by a court or agreed to in settlement negotiations.
Conflicts of Interest
Coverage for claims alleging breach of fiduciary duty or conflicts of interest in client representation.
Prior Acts Coverage
Retroactive date options to cover claims arising from work performed before the policy inception date.
Eligibility
Who Needs Lawyers E&O?
- Solo practitioners and small law firms
- Large multi-attorney practices
- Attorneys in all practice areas (litigation, real estate, estate planning, corporate, family law, etc.)
- Of counsel and contract attorneys
- Newly admitted attorneys
- Retired attorneys with open matters
Why Choose CIIB
The CIIB Advantage
- Access to multiple A-rated carriers specializing in legal malpractice coverage
- Up to 40% savings through competitive market comparison
- Tailored coverage for your practice area and firm size
- In-depth yearly policy reviews to ensure optimal coverage
- Dean Hamid, CLCS, AINS provides personalized guidance on policy selection
FAQ
Common Questions
Is lawyers professional liability the same as malpractice insurance?
Yes — legal malpractice insurance and lawyers professional liability (or E&O) insurance are the same thing. They protect attorneys from claims that their professional services were negligent or fell below the expected standard of care.
Does my firm need to carry this coverage?
Requirements vary by state and bar association, but even where not mandated, legal malpractice coverage is considered essential. Many clients require their outside counsel to carry it, and the cost of defending even a frivolous claim can be substantial.
What is a 'claims-made' policy?
Most legal malpractice policies are 'claims-made,' meaning the policy must be in force both when the work was performed AND when the claim is made. A retroactive date covers prior acts, while tail coverage extends reporting after a policy ends.
How quickly can I get a quote?
Most quotes can be turned around within 1 business day once we receive your completed application. Contact us today to get started.
Ready to Get Covered?
Compare rates from multiple A-rated carriers and find the right policy for your needs.